Should I keep paying my HOA fees if I’m doing a short sale?

Should I still pay my HOA if I’m doing a short sale?

If you can, yes. The reason is the HOA fees and penalties stack up and make it harder to negotiate a deal between the bank and the buyer. HOA’s also have a power of sale clause with gives them the ability to foreclose on your property and this can create an added problems. Side note: Although an HOA can foreclosure they are usually behind a larger mortgage, sometimes two. If they did foreclosure they would have to pay off these other liens first so it’s unlikely they go through the foreclosure process but it is possible.